TIAA stands as a prominent provider of financial services, dedicated to offering a range of solutions tailored to individual and institutional needs. Advisory services at TIAA are delivered through Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment advisor, ensuring professional guidance for your financial journey. Furthermore, Teachers Insurance and Annuity Association of America (TIAA) issues annuities, providing options for retirement income and financial security.
When considering investment, insurance, and annuity products from TIAA, it’s important to note key factors. These products are not FDIC insured, lack bank guarantees, and are not deposits. They are also not insured by any federal government agency and are not a condition for any banking service or activity. It’s crucial to understand that these investments may involve potential loss of value.
TIAA Bank®, a division of TIAA, FSB, Member FDIC and Equal Housing Lender, offers distinct banking services. These include domestic and foreign currency deposit accounts, consumer and commercial lending, and credit card products. It’s worth noting that Metals Select® accounts, while offered by TIAA Bank, are non-FDIC insured and also carry the potential for loss of value, similar to investment products.
For comprehensive financial planning, remember that the TIAA group of companies specializes in financial services and does not provide legal or tax advice. It is always recommended to consult with your own legal or tax advisor for personalized guidance in these areas.
TIAA-CREF Individual & Institutional Services, LLC, a member of FINRA and SIPC, handles the distribution of securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), each operating independently regarding their financial standing and contractual responsibilities.
Teachers Insurance and Annuity Association of America has its domicile and principal place of business in New York, NY. TIAA-CREF Life Insurance Company also shares the same domicile and principal place of business in New York, NY. For further details, you can review the Statement of Financial Condition for TIAA-CREF Individual & Institutional Services, LLC and explore the brochure “Getting to know TIAA’s individual financial solutions and its financial professionals” for a deeper understanding of TIAA’s offerings.
© 2020 and prior years, Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY 10017.
