The Target RedCard provides numerous benefits to loyal Target shoppers. Understanding these benefits is key to maximizing your savings and enjoying a seamless shopping experience. This guide breaks down the core advantages of using your Target RedCard, ensuring you’re well-informed about what your card offers.
Unlocking a 5% Discount on Almost Every Purchase
One of the most significant perks of the Target RedCard is the 5% discount you receive on nearly all purchases. This daily discount can lead to substantial savings over time. However, it’s important to be aware of certain exclusions. The 5% discount does not apply to:
- Prescriptions and other CVS pharmacy products
- Target GiftCards
- Visa, Mastercard, and American Express prepaid cards
- Game On, DraftKings, and other sports betting gift cards
- Starbucks gift cards purchased at Starbucks locations within Target stores
- Previous purchases
- Clinic services at Target
- Target Optical eye exams and protection plans
- Target Circle 360™ memberships
- Shipt memberships
- Alcohol purchases in IN
- Some independent businesses in Target stores
- Wireless protection programs and mobile carrier deposits
- Gift wrapping services
- Taxes, shipping, delivery, handling, and all other fees or charges
It’s also important to note that the 5% discount is applied after any other discounts and the value of promotional Target GiftCards are deducted from your eligible purchase. New card applications are subject to approval, and further restrictions may apply. For complete details, refer to the full program rules available in-store or at Target.com/Circlecard.
Enjoy Free 2-Day Shipping
Speedy and free shipping is another attractive benefit for Target RedCard holders. Using your Target Circle Card (debit, credit, and reloadable) on Target.com, or being a Target Circle 360™ member, grants you free 2-day shipping on eligible items and standard shipping on most other items.
Hundreds of thousands of items are eligible for 2-day shipping. Item eligibility can vary based on market, item location, and the destination ZIP code. To check if an item qualifies, look for the 2-day shipping note on the product detail page, in your cart, and at checkout. Ensure you place your order before the cutoff time to receive 2-day shipping on select items to eligible ZIP codes. For estimated delivery dates, always check the product detail page and visit Target.com/2dayshipping for general delivery guidelines.
Benefit from Extended Returns
Target RedCard holders also receive 30 additional days for returns beyond Target’s standard return policy. This extended return window provides extra flexibility and peace of mind when making purchases. This benefit applies to purchases made with your Target Circle Card (debit, credit, or reloadable) at Target stores or Target.com, and for Target Circle 360™ members.
However, extended returns do not apply to:
- Target Optical purchases
- Non-returnable items
- Contract mobile phones
- Online purchases of Supplemental Nutrition Assistance Program (SNAP) eligible items using Electronic Benefits Transfer (EBT), or both EBT and a Target Circle Card for payment.
Target reserves the right to modify or discontinue this program at any time.
Understanding these key benefits and any associated restrictions ensures you can fully leverage your Target RedCard and enjoy a more rewarding shopping experience. For any further questions or clarification, Target customer service is available to assist you.
