Credit union checking accounts, often called share draft accounts, offer a range of benefits and convenient options comparable to traditional bank accounts, and often, they surpass them. If you haven’t yet explored the advantages of a credit union checking account, it’s time to make a comparison.
Convenient Features and Services for Easy Banking
One key advantage is the convenience of carbonless duplicate checks. These duplicates simplify record-keeping, ensuring you have a readily available copy of every transaction for easy account balancing. Need a copy of the original check? The credit union can provide that as well (fees may apply). To open a checking account, you’ll need a permanent address, which can include a P.O. Box registered in your name.
Direct deposit streamlines your finances by allowing you to distribute funds to various accounts, including your checking account, savings accounts (share accounts), loan payments, and even dependents’ accounts. Overdraft protection is another valuable feature offered on most checking accounts, safeguarding you from insufficient funds by automatically transferring funds from linked accounts. Choose the account that best suits your needs: ADVANTAGE CHECKING or CLASSIC CHECKING. (Learn more about each account by exploring our website.)
Members aged 55 and older can request exemption from monthly service charges, while still being subject to other applicable fees. This demonstrates our commitment to serving our members’ diverse financial needs.
Secure Account Opening Procedures
Federal regulations require financial institutions to verify the identity of each individual opening an account to combat terrorism financing and money laundering. During the account opening process, we’ll ask for your name, address, date of birth, and other identifying information. We’ll also require your driver’s license or other valid identification documents.
Putting Your Financial Well-being First
Our credit union prioritizes providing exceptional service and ensuring your financial well-being. We encourage you to contact us with any questions. We’re eager to assist you in opening a checking account that meets your financial goals. We are committed to putting your needs first, ensuring a convenient and secure banking experience. Contact us today to learn more.
