Financial Services Council Website Terms of Use

Welcome to the Financial Services Council (FSC) website. By accessing and using polarservicecenter.net, you agree to comply with the following terms of use. Please read these terms carefully. The terms were last updated on June 21, 2024. The Financial Services Council reserves the right to modify these terms at any time. Your continued use of this website signifies your acceptance of these updated terms. Information on this website is subject to change.

Website Disclaimer

The information provided on the Financial Services Council website is intended for general informational purposes only and does not constitute financial product advice. It is not tailored to any specific user’s individual circumstances, financial situation, or needs, nor does it consider the specifics of any commercial transaction.

It is crucial that users seek independent professional advice from qualified experts in legal, accounting, tax, or financial fields before making decisions based on the content of this website, especially for commercial purposes. The Financial Services Council does not guarantee the accuracy, adequacy, currency, completeness, or suitability of the website’s content from a commercial, legal, tax, accounting, or regulatory standpoint.

Your use of this website is also governed by any additional terms and conditions that the Financial Services Council may establish concerning website access, usage, transmission, or content dissemination.

To the fullest extent permitted by law, the Financial Services Council disclaims all liability for any loss or damage, whether direct, indirect, or consequential, arising from or related to the use of this website or its content. This includes, but is not limited to, reliance on any information, publications, or media releases found on or linked from this site, and extends to damages caused by negligence. Furthermore, the Financial Services Council assumes no responsibility for the content of external websites linked to or referenced on this website.

Users should be aware that certain documents available on or linked through the Financial Services Council website may have their own specific terms and conditions regarding download or purchase. Users are responsible for reviewing and agreeing to these terms, which are contained within those individual documents.

Intellectual Property Rights

Unless explicitly stated otherwise, the Financial Services Council owns the copyright to all information on this website. You are permitted to download and print content for personal use or internal business operations only. However, you are prohibited from publishing, adapting, publicly communicating, distributing to third parties, modifying, or creating derivative works from any content on this website without obtaining prior written consent from the Financial Services Council.

Links to Third-Party Websites and Events

This website may include links to websites managed by external organizations. Links to third-party websites, or references to non-Financial Services Council products, services, or publications, do not imply endorsement or approval by the Financial Services Council.

The Financial Services Council may advertise or sponsor events or activities organized by third parties. However, we accept no responsibility for your participation in such third-party activities. We make no representations regarding the accuracy of information on these external websites and disclaim any liability for the accuracy, ownership, or any other aspect of the content found on third-party sites.

Privacy Policy

The Financial Services Council is committed to protecting your personal information. Any personal data collected through this website or other means will be used and disclosed strictly in accordance with our comprehensive Privacy Policy. We encourage you to review this policy to understand how we handle your data.

Website Security

Please be aware that internet transmissions are not completely secure or error-free. In particular, emails to and from the Financial Services Council, and information submitted or accessed via this website, may not be secure. Exercise discretion when deciding what information to send us through these channels.

You agree not to compromise the security of this website, including but not limited to transmitting harmful code or reverse engineering any part of the site. You also agree to adhere to any security protocols or instructions issued by the Financial Services Council concerning login procedures, data security, and password usage.

Virus Warning

The Financial Services Council does not warrant that any information or files obtained from or through this website are free from computer viruses or other defects. It is your responsibility to employ virus scanning software on all downloaded materials. The Financial Services Council will not be liable for any loss or damage, whether direct, indirect, consequential, or economic, resulting from viruses or defects, regardless of cause, including negligence. Where liability cannot be legally excluded, it is limited to the cost of resupplying the affected information.

Use of Cookies

The Financial Services Council utilizes cookies to recognize your computer on our server and to track your website usage. In some cases, cookies may collect and store personal information. Any personal information collected via cookies will be used by the Financial Services Council solely in accordance with our Privacy Policy.

Website Availability

The Financial Services Council provides this website on an “as is” basis and does not guarantee that website access will be secure, uninterrupted, timely, or error-free. We do not warrant that the website or its server are free from viruses, bugs, harmful applications, or interference. You acknowledge your responsibility to implement sufficient security measures and virus protections to meet your specific requirements. The Financial Services Council may suspend website access without notice for reasons including maintenance, system failures, repairs, or other events beyond our control.

Governing Law

These terms of use between you and the Financial Services Council are governed by the laws of New South Wales, Australia. By using this website, you agree that any legal disputes or proceedings related to this website must be resolved exclusively in the courts of New South Wales.

Published: 21 June 2024
Version: 1.0

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