Sending money through wire transfers with PNC Bank is a straightforward process, whether you need to send funds domestically or internationally. PNC provides convenient self-service options via online banking and their mobile app, putting you in control of your transactions. This guide will walk you through the steps and highlight how PNC customer service supports you throughout the process.
Sending Domestic and International Wire Transfers with PNC Online Banking
PNC Online Banking offers a seamless way to initiate wire transfers from the comfort of your home. Here’s how to get started:
- Sign On: Begin by logging into your PNC Online Banking account.
- Navigate to Transfer Funds: Once logged in, locate and select the Transfer Funds tab.
- Initiate Wire Transfer: From the Transfer Funds menu, choose Send a Wire or International Transfer. This will lead you to the wire transfer interface.
Sending Domestic and International Wire Transfers with the PNC Mobile App
For on-the-go convenience, the PNC Mobile App allows you to manage wire transfers directly from your smartphone. Follow these steps:
- Log In: Open and log into the PNC Mobile App on your device.
- Access Transfers: Tap on the Transfer tab within the app’s main menu.
- Select Transfer Type: Choose either Send a Domestic Wire or Send an International Transfer based on your needs.
Essential Recipient Information for Wire Transfers
To successfully process a wire transfer, whether domestic or international, you will need to provide specific details about your recipient. Ensure you have the following information ready:
- Recipient’s Name: The full name of the person or business you are sending money to.
- Recipient’s Address: The complete address of the recipient.
- Bank Routing Number: The routing number of the recipient’s bank.
- Account Number: The recipient’s bank account number.
If you are initiating a wire transfer in person at a PNC branch, you will also be required to present a valid photo ID for verification purposes.
Specific Account Information for Different Transfer Types
Depending on whether you are sending a domestic or international wire transfer, you will need slightly different account details:
- Domestic Wires: Require a U.S. routing number and a full account number. It’s important to note that some banks use specific routing numbers for wire transfers, so advise your recipient to confirm this with their bank if unsure.
- International Wires: Need either an International Bank Account Number (IBAN) or a full account number along with a SWIFT code (also known as BIC – Business Identifier Code). Again, encourage your recipient to verify these details with their bank.
- International Money Transfers: Typically require a full account number. In some cases, certain banks might accept a recipient’s debit card number or mobile phone number instead of an account number. Your recipient should confirm the accepted details with their bank.
For information on fees associated with sending wire transfers and International Money Transfers, refer to your fee schedule. You can also call PNC customer service at 1-800-272-6868 to get detailed fee information related to your specific account type and transfer.
Important Considerations When Sending Wire Transfers
- Domestic Wire Transfers: You can initiate domestic wire transfers from any personal PNC checking or savings account through the Transfer Funds tab in online banking or the Transfers section in the mobile app.
- International Wire/Money Transfers: These can also be initiated from personal PNC checking or savings accounts via online banking or the mobile app. Note that PNC does not process international transfer requests over the phone.
- Trust and Security: Always ensure you only send money to individuals and businesses you know and trust to protect yourself from potential fraud.
PNC provides robust self-service tools for managing your wire transfers. Should you require further assistance or have specific questions, PNC customer service is readily available to support you. For online banking assistance, you can select “Message PNC” located on the right side of your “My Account” tab within PNC Online Banking to connect with a customer service representative.
For receiving incoming international wire transfers, provide the sender with PNC Bank’s SWIFT Code (BIC): PNCCUS33.
