Protecting your financial identity is crucial in today’s digital world. A Credit Monitoring Service can help safeguard you from potential fraud and identity theft. LifeLock Ultimate Plus is one such service, offering comprehensive protection with features like credit monitoring, identity theft restoration, and stolen funds reimbursement. Let’s delve into the details of this service.
LifeLock Ultimate Plus: Pricing and Features
LifeLock Ultimate Plus provides a comprehensive suite of identity theft protection features. The annual subscription is priced at $239.88 for the first year after a free trial, subsequently renewing at $339.99 per year. This subscription includes crucial services like credit reports, credit scores, and continuous credit monitoring. However, keep in mind that activating these credit features might require additional verification and a sufficient credit history with TransUnion and/or Equifax. Furthermore, credit monitoring activation may take several days after enrollment.
Understanding the Protection Package
Beyond credit monitoring, LifeLock Ultimate Plus offers a robust protection package. This package includes up to $1 million in coverage for lawyers and experts to assist in resolving identity theft issues. It also provides reimbursement for stolen funds due to identity theft, with coverage limits varying based on the specific plan. Additionally, the package offers compensation for qualifying personal expenses incurred while resolving identity theft, such as lost wages and travel costs. The specific limits for stolen funds reimbursement and personal expense compensation vary depending on the chosen plan.
Important Considerations
While LifeLock monitors a wide range of transactions, it’s important to note that they do not monitor every transaction at all businesses. The service also provides phone alerts, but these are typically made during normal local business hours. The automatic annual renewal should be noted as well. After the initial trial period, the subscription automatically renews unless canceled. Renewal pricing is subject to change. Users can manage their subscription and cancellation through their online account or by contacting customer support. Finally, credit reports, scores, and monitoring might require an additional verification process, and credit services will be withheld until this process is successfully completed.
Conclusion
LifeLock Ultimate Plus offers a comprehensive credit monitoring service and identity theft protection package. Its features include credit monitoring, identity restoration assistance, stolen funds reimbursement, and coverage for personal expenses. Understanding the specific details of the service, including pricing, coverage limits, and the requirement for additional verification, is essential before subscribing. For complete information and to manage your subscription, refer to the official website and customer support resources.
