Chase First Checking is a bank account designed for children aged 6-17, allowing parents to teach them financial responsibility. This account offers parental controls and requires the parent or guardian to have an existing Chase checking account like Chase Secure CheckingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or a Chase Private Client CheckingSM. This guide provides key details about the account and how to contact Chase customer service if needed.
Managing Your Chase First Checking Account
Chase First Checking empowers parents to oversee their child’s spending. Only the parent or guardian who opened the account can add funds or manage its settings. This ensures a safe and controlled environment for children to learn about banking. Chase may recommend that the child open their own account upon turning 18. The account comes with features designed for convenient monitoring and management, including account alerts via the Chase Mobile® app. Keep in mind that standard message and data rates from your mobile carrier may apply.
Utilizing Zelle® with Chase First Checking
While Chase First Checking doesn’t have its own fees, the parent’s linked Chase checking account might. Zelle® is a convenient feature available through Chase that allows for quick money transfers. To use Zelle®, both the sender and recipient need to be enrolled. Generally, transfers occur within minutes, but some may take up to three business days. Zelle® should only be used for payments to trusted individuals and not for purchasing goods, as neither Chase nor Zelle® offer buyer protection. For specific questions about Zelle® or potential fraudulent activity, refer to your account agreement.
Contacting Chase Customer Service
While this guide offers helpful information, you might need to contact Chase customer service directly. Common reasons for contacting support might include questions about account features, assistance with transactions, or resolving technical issues. While specific contact information isn’t provided here, you can typically find it on the Chase website or your monthly statement. Support is usually available via phone, online chat, or secure messaging within the Chase Mobile® app or Chase OnlineSM platform.
Conclusion: Chase First Checking and Parental Oversight
Chase First Checking provides a valuable tool for parents guiding their children’s financial education. With parental controls, account alerts, and access to Zelle®, this account offers a practical introduction to banking. Remember to consult the Chase website or your account agreement for the most up-to-date information and customer service contact details. Understanding the terms and conditions, fee structures, and available support channels will ensure a smooth and positive banking experience for both parents and children.
