Service First Federal Credit Union (Service First Fcu) offers share draft/checking accounts designed to provide convenience and financial flexibility. These accounts mirror the features of traditional checking accounts while offering credit union benefits. This guide explores the advantages of a Service First FCU share draft/checking account.
Convenient Features of Service First FCU Checking
Service First FCU share draft/checking accounts simplify record-keeping with carbonless duplicate checks. These duplicates eliminate the need to manually record transaction details, ensuring accurate and effortless account balancing. If you require a copy of the original check, the credit union can provide one for a potential fee.
To open a share draft/checking account at Service First FCU, you’ll need a permanent address, which can include a P.O. Box registered in your name. Enjoy the convenience of direct deposit, allowing you to distribute funds to various accounts, including your share account, dependents’ share accounts, loan payments, and your Service First FCU checking account.
Overdraft Protection and Account Options at Service First FCU
Service First FCU offers overdraft protection on most share draft/checking accounts. This valuable service safeguards against insufficient funds by transferring funds from linked accounts to cover transactions. Choose between two account types: ADVANTAGE CHECKING and CLASSIC CHECKING. Further details about each account are available on the Service First FCU website.
Members aged 55 and older can request exemption from the monthly service charge, while still being subject to other applicable fees. This benefit provides financial relief for senior members.
Opening an Account at Service First FCU
In compliance with federal regulations aimed at combating terrorism financing and money laundering, Service First FCU requires specific information from new account holders. When opening an account, be prepared to provide your name, address, date of birth, and other identifying information. You’ll also need to present your driver’s license and other supporting documentation. This process ensures the security and integrity of the credit union.
Choosing Service First FCU
Service First FCU provides comprehensive share draft/checking account options, combining the benefits of traditional banking with the personalized service of a credit union. For questions or to open an account, contact Service First FCU directly. Their team is ready to assist you in choosing the right account for your financial needs.
