Credit union checking accounts, often referred to as share draft accounts, provide a unique blend of convenience, personalized service, and member benefits that you might not find elsewhere. At Service First Federal Credit Union, we take these advantages a step further, putting your financial well-being first. If you’re exploring options for managing your money effectively, it’s time to consider what a checking account with Service First Federal Credit Union can offer you.
Simplify Your Finances with Service First Federal Credit Union Checking
One of the standout features of our checking accounts is the commitment to straightforward and efficient financial management. We understand the importance of keeping track of your transactions, which is why our share draft/checking accounts offer features designed to simplify your record-keeping. The carbonless duplicate checks provide an instant copy of every check you write, making it easier to balance your account and review your spending. No more guessing about the details – you’ll have a clear record at your fingertips. And, should you ever need a copy of an original check, Service First Federal Credit Union is happy to provide one for a nominal fee.
Opening an account with us is also designed to be hassle-free. To get started with your Service First Federal Credit Union checking account, you’ll need to provide a permanent address. For your convenience, we also accept a P.O. Box if it’s registered in your name. We aim to make the initial setup as smooth as possible, so you can quickly begin enjoying the benefits of membership.
Enhanced Convenience and Access with Direct Deposit
Imagine having your paycheck or other regular payments automatically deposited into your account. Service First Federal Credit Union makes this a reality with direct deposit. This convenient service not only saves you time and trips to the credit union but also ensures that your funds are available promptly and securely. With direct deposit, you can allocate your funds across various accounts, including your primary share account, dependent share accounts, loan payments, and, of course, your share draft/checking account. This flexibility puts you in control of your finances and simplifies your money management.
Worry-Free Banking with Overdraft Protection
Life can be unpredictable, and sometimes expenses arise unexpectedly. Service First Federal Credit Union offers overdraft protection on most checking accounts to provide you with peace of mind. This service acts as a safety net, automatically transferring funds from your linked accounts to cover transactions if your checking account balance is insufficient. You can choose between our ADVANTAGE CHECKING or CLASSIC CHECKING options, each tailored to different financial needs and preferences. Explore these accounts further to determine which best suits your personal banking style.
Special Benefits for Our Valued Senior Members
At Service First Federal Credit Union, we value our members of all ages, and we recognize the unique needs of our senior members. If you are 55 years or older, you may be eligible to have the monthly service charge waived on your checking account. While other applicable fees may still apply, this exemption is just one way Service First Federal Credit Union shows appreciation for our experienced members.
Opening Your Account: What You Need to Know
Service First Federal Credit Union is committed to upholding the highest standards of security and regulatory compliance. In accordance with federal law, we are required to verify the identity of every individual who opens an account. This is a crucial step in protecting our members and the financial system as a whole from terrorism and money laundering. When you open your Service First Federal Credit Union checking account, we will ask for essential information such as your name, address, date of birth, and other details that help us confirm your identity. We will also request to see your driver’s license or other valid forms of identification. This process is straightforward and designed to ensure the safety and security of your account.
For any questions or to begin the process of opening your share draft/checking account, please don’t hesitate to call or visit Service First Federal Credit Union today. We are ready to assist you in taking the next step towards simplified and service-focused banking.
